Monday 6th March 2017

How much could consolidating your debt save you?

How much could consolidating your debt save you?

Most Australians have at least a little debt. It’s something that causes significant stress according to a Canstar Blue survey that found loan repayments were amongst the biggest financial concerns of every day Australians. Are you worried about your debts?…

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Monday 27th February 2017

3 home loan fees you may not see coming

3 home loan fees you may not see coming

Handling your home loan is a cinch if you know what to expect. However, plenty Australians may not know the bare minimum, as according to a Credit Union Affiliates survey 28 per cent of mortgage holders in the country don’t even know…

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Monday 13th February 2017

3 reasons why a mortgage broker will make your home loan easier

3 reasons why a mortgage broker will make your home loan easier

When you think of a home loan, words like stress free, simple, or saving money probably don’t come to mind. Stress and confusion would probably be closer to the truth, but it doesn’t have to be that way with the…

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Monday 16th January 2017

Advice for first home buyers via the words of famous witches and wizards

Advice for first home buyers via the words of famous witches and wizards

You might be at a stage when friends are buying homes and paying off mortgages and you’re left wondering how they’re accomplishing it. Is it witchcraft? Is it wizardry? We think not. To buy a home in Australia, it takes…

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Thursday 22nd December 2016

4 tips for running the mortgage marathon faster

4 tips for running the mortgage marathon faster

Paying off your mortgage is a marathon, not a sprint. There’s certainly no urgent rush, but it might take you 20 or even 30 years to cross the finish line, so it’s in your best interest to pay it off…

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Friday 9th December 2016

3 signs it’s time to refinance and consolidate your debt

3 signs it’s time to refinance and consolidate your debt

Have you got a buy now/worry later mentality? An AMP NATSEM Income and Wealth Report shows that the majority of Australians do, as average household debt was almost double that of average household disposable income last year. Rolling your debt…

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Sunday 27th November 2016

Buying property in Sydney and Melbourne can be cheaper than renting

Buying property in Sydney and Melbourne can be cheaper than renting

Buying a home might be easier than you’d expect. In fact, if you buy right and get solid financial advice it could be even more affordable than renting – after you pay the dastardly deposit of course. “Tell ’em he’s…

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Tuesday 22nd November 2016

Rentvesting: A property market hack for first home buyers

Rentvesting: A property market hack for first home buyers

Here in Australia there’s an accepted way to buy your first home. It usually involves striving to put together a deposit then buying what you can afford, which will probably be located far out of the city, requiring a long commute…

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Monday 14th November 2016

3 tips to ensure your strata-plan home will work for you

3 tips to ensure your strata-plan home will work for you

Apartment living might be perfect for you. You may be able to find something modern, exactly where you want to live, or perhaps you just want the ability to ignore the neighbours by simply shutting the door. Whatever your reasons,…

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Monday 7th November 2016

How to negotiate like a pro

How to negotiate like a pro

Having a place to call your own is the dream of many of us. For around 70 per cent of Australians, this goal of home ownership is a reality, according to data from the Bureau of Statistics. However, taking the…

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Monday 31st October 2016

How you can save more, every day

How you can save more, every day

According to the Australian Financial Literacy Foundation, we’re a country of confident savers. However, 50 per cent of the population doesn’t budget for day to day expenses, which leads us to believe that maybe we’re a bit too confident about…

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Tuesday 25th October 2016

What do you need to know about the NSW First Home Owner’s Grant for new homes?

What do you need to know about the NSW First Home Owner’s Grant for new homes?

The median house price in Sydney has spiralled upwards and now sits at an amount well out of the reach of most first home buyers. The same can be said about most capital cities around Australia. Thankfully, the local government…

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Thursday 20th October 2016

Back to basics: what is loan-to-value ratio

Back to basics: what is loan-to-value ratio

If you’ve just begun looking into buying property and are figuring out how to get a home loan, it can all be a little overwhelming. You may be forever fielding calls from overeager estate agents, perhaps you’re struggling to adjust…

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Thursday 24th March 2016

What you need to do before investing in property

What you need to do before investing in property

There are a plethora of reasons to invest in property, including the tax benefits and retirement planning. But let's be honest, the main motivation is to be able to line your pockets with cash, purchase a sports car.

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Thursday 24th March 2016

Your Guide To Inspections Before Buying A Home

Your Guide To Inspections Before Buying A Home

There are so many costs and processes involved with buying a home - have you considered which inspections you might need? Buying a house is a complicated process, and once you find the right one - as well as a good variable or fixed home loan

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Thursday 24th March 2016

Getting Real About Refinancing

Getting Real About Refinancing

Just because you find the right loan now doesn’t mean it’s going to still work for you in 5 year’s time. That’s where refinancing your mortgage comes in.

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